How much study have you done
You need to work out how much study you've done since you got your first Student Loan after December 2008.
How it works
We use a measurement called EFTS (equivalent full time study) to work out how much study you've done.
Once you've studied 1.6 EFTS (this is around 192 points/credits, or about 2 years of full-time study), you'll need to meet the passing requirements.
If you withdrew from a course or part of a course (eg a paper or a semester), we'll still count these EFTS as part of your 1.6, unless your education provider refunded the full amount of your fees back to us.
If you don't know how many EFTS you've studied, you'll have to contact your education provider.
Since you got your first loan after December 2008, have you completed at least 1.6 EFTS?